Best Cheap (Affordable) Mattress In 2020 – Top 7 Rated Picks Reviews

Best Cheap Mattresses

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Finding the best cheap mattress is a tall order – but we are here to give you what you need to take the next step towards finding the perfect mattress without breaking the bank so that you can get the best sleep of your life.

We all know mattresses are notoriously expensive, but it doesn’t have to be that way. There are plenty of options on the market that are affordable. Some of them even come with little-to-no APR financing so that you don’t have to dig into your savings account just to afford this basic necessity.

Are you ready to discover the best budget mattresses on the market in 2020 so that you can rest easy?

Keep on reading for everything you need to know!

Which Is The Best Cheap Mattress?

Here are the best cheap mattresses in 2020:

Brooklyn Bedding The Bowery Hybrid
Editor’s Pick

Brooklyn Bedding The Bowery Hybrid

Zinus Green Tea Memory Foam
Most Affordable

Zinus Green Tea Memory Foam

Casper Elemental Memory Foam Mattress
Best Trusted Brand

Casper Elemental Memory Foam Mattress

Tuft & Needle Memory Foam Mattress
Best Value

Tuft & Needle Memory Foam Mattress

Layla Memory Foam Mattress
Best Cooling

Layla Memory Foam Mattress

Allswell Hybrid Mattress
Best Hybrid

Allswell Hybrid Mattress

Nectar Memory Foam Mattress
Best Sleep Trial

Nectar Memory Foam Mattress

The Best Cheap Mattress in 2020 - Reviewed

1. Brooklyn Bedding Bowery Hybrid - Editor’s Pick

Brooklyn Bedding Bowery Hybrid - Editor’s Pick

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The Brooklyn Bedding Bowery Hybrid is a great pick when looking for the best inexpensive mattress, which is why it takes home the editor’s choice. Unlike most budget-options, the Bowery is not an all-foam model, and instead is a hybrid that is comprised of both foam and coils.

Most of the bed-in-a-box companies have a hybrid option, but they are usually much more expensive than the all-foam versions, putting them out of many people’s reach. Not so with the Brooklyn Bedding Bowery Hybrid. 

In fact, you can get a cheap queen mattress for just $799, and it is a hybrid!

While some may find this mattress to be a bit cost-prohibitive as it is not the cheapest on this list, it is our editor’s choice because you are getting the best value at an affordable price. If you need an even cheaper option, Brooklyn Bedding does have their non-hybrid version, as well. 

This mattress is going to be very good for those who need a bit a bounce to their bed, particularly if they don’t like sinking into the bed during romantic moments. You will get plenty of leverage and bounce with this bed, while the memory foam keeps the motion transfer to a minimum, ensuring you don’t disturb your partner while they sleep.

Furthermore, this mattress has fantastic edge support, meaning you won’t have to worry about the edge collapsing under your weight when trying out new positions. 

The coils in this mattress also make it great for heavier customers as they won’t sink into the bed and ruin the structural integrity – which can be a problem for many all-foam mattresses. The coils give it a nice medium-firm feel which gives plenty of support.

Additionally, the individually pocketed coils are topped with a gel memory-foam that not only contours to your body but adds a cooling layer – meaning this bed is a great option for anyone who sleeps hot. 

Finally, Brooklyn Bedding beds come with a 120-night risk-free trial, so you have plenty of time to ensure this budget mattress is the right choice for you and your needs.

Click here to learn more about what makes a Brooklyn Bowery bed such a great buy.

2. Zinus Green Tea Memory Foam Mattress - Most Affordable

 Zinus Green Tea Memory Foam Mattress - Most Affordable

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If you are looking for a mattress that is ultra-affordable, you really can’t go wrong with the Zinus Green Tea memory foam mattress. This is a great choice as the best affordable mattress for those who don’t have a lot of money to spare. You can buy a queen-sized mattress for as little as $156! 

The memory foam in the Zinus Green Tea mattress is gel-infused, meaning this bed is going to be great for hot sleepers – a key factor many all-foam beds miss. The CertiPur certified foam of this mattress is infused with botanicals and antibacterials such as green tea and activated charcoal. 

The infusions in the memory foam not only make the foam nice and clean – it also seems to limit the off-gassing smell, which is a major plus. Most rolled-up foam mattresses have quite a strong smell when they are first unopened, so these ingredients are a great way to circumvent that and get a night of great sleep, right away. 

For those with a lot of allergies, there’s an additional benefit to these infusions. They keep the foam nice and clean internally, and the mattress itself is made entirely of hypoallergenic materials – ensuring you won’t be allergic to the very place you need to lay your head at night. 

For this bed, you need to make sure you watch out if you have an intimate partner that sleeps with you or if you are a heavier consumer, as there is not much support with this bed. There are multiple thickness options for each standard mattress size – so be sure not to skimp on the one that is right for you. The thinnest option will be the cheapest, but that may not be a good buy.

However, if you need to save money but don’t want to get stuck with an unusable cheap mattress, never fear, Zinus Green Tea has a 100-night sleep trial so you can make sure this super cheap mattress is going to work great for you. 

3. Casper Element - Best Trusted Brand

Casper Element - Best Trusted Brand

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When you are looking for the best affordable mattress, sometimes best means trusted. It is comforting to buy a mattress from a company you know isn’t going to go away anytime soon in case they need to honor their warranty. When it comes to big-name trusted mattress brands, you really can’t go wrong with Casper.

Casper originally released its budget-friendly mattress as the “Essential.” If you’re looking for information on that mattress, the Element is the new and improved version that you are looking for! 

This all-foam mattress has all the basics that a memory foam needs, such as a durable base that keeps the mattress in great shape for many years, breathable foam to help keep you cool, and a memory-foam top layer that ensures lots of contouring comfort.

This mattress has medium firmness and is crafted out of three different layers of foam. It has a removable zip-off cover, so it is great as a beginner bed for messy kids (or maybe a replacement mattress for a messy adult!).

The edge support on this mattress is surprisingly strong for an all-foam bed, particularly for one in the budget category. If you are worried about an all-foam mattress collapsing when you sit on the side of it to put your shoes on in the morning – the Casper Essential may just be the right choice for you. 

This mattress is a great option if you don’t want to break the bank on a comfortable, durable, and cooling memory foam mattress. If you need to watch your budget but crave that comforting memory-foam feel, this is the mattress for you.

This mattress is great for back, stomach, side, and combo sleepers who are on the petite side. Heavier users may find they sink into this bed a bit too much, and may need to look at some of Casper’s more supportive options.

If you want to make sure this bed is right for you, you get a free 100-night sleep trial. Better yet, this bed comes with a 10-year limited warranty to ensure you are getting the most bang for your buck.

For a cheap mattress that is going to stand the test of time, you can’t do much better than the Casper Essential. 

Click here to learn all about what Casper has to offer.

4. The Tuft and Needle Original - Best Value

The Tuft and Needle Original - Best Value

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Tuft and Needle was one of the first brands in the bed-in-a-box market that really focused on making a highly affordable option – which is why the bed we are focusing on today from them is called “the Original.”

Tuft and Needle’s original mattress is a great middle-of-the-road option for those who don’t want a firm memory foam bed. This bed has medium firmness making it very comfortable for all types of consumers.

If you and your partner have very differing views on firmness levels, the original Tuft and Needle mattress may be a great option. Not too soft, not too firm, juuuuuust right! Additionally, this mattress has decent edge-support, meaning one or both of you won’t feel like you’re rolling off in the middle of the night. 

If you liked the appeal of the Casper Essential because of its trusted brand name – never fear, this mattress could be a great deal for you too! A little known fact about Tuft and Needle is that it’s owned by the company Serta Simmons, of Serta mattress fame. 

Not only do you know your bed’s warranty is going to be backed by a company that isn’t going anywhere anytime soon, but you also know that Tuft and Needle has a supply chain of high-quality materials to make their mattresses thanks to them being the little sister of Serta. 

One of the things we love most about Tuft and Needle is that it comes with all of the certifications we need to feel the most comfortable (and, you know, when you’re comfortable, you will get better sleep). Most beds that are this affordable don’t come with all of the certifications that mark a quality mattress, but that isn’t the case with the original Tuft and Needle mattress.

This mattress comes with the CertiPUR-US certification, is GREENGUARD Gold certified, and holds Intertek’s clean air certification. The GREENGUARD and Intertek certifications can be really difficult to obtain, so you can rest assured knowing that this mattress is high-quality and a great value for your dollar. These certifications make this mattress have a high cost-to-value ratio, which is why it earned this spot on our list.

The Tuft and Needle original mattress come with a 100-night sleep trial and a 10-year limited warranty so you can test it out and make sure that it’s the best choice for you and your style of sleeping. Heavier sleepers may not love this mattress and may prefer one with a more firm feel.

5. The Layla Memory Foam Mattress - Best Cooling

The Layla Memory Foam Mattress - Best Cooling

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If you are still on the hunt for the best inexpensive mattress for you, Layla is another solid option on our list of the best cheap mattresses in 2020. This mattress is one of the most high-end ones on our list, but it is a great value for the money and won’t break the bank the way many other mattresses will. 

The Layla mattress has one super-cool feature that immediately stands out from the rest: it is dual-sided. What does this mean? Well, the Layla mattress has three different firmness options to choose from, and you can pick two different firmness options for each side. This option is great for the indecisive sleeper or someone who wishes they had a different firmness in different stages of their life. 

The dual-firmness makes this bed an absolute must for those we participate in sports and get injured and thereby needing to switch up the firmness of their mattress. Its also a great buy for women who are recently pregnant or may become pregnant – as they will find their preference for mattress firmness could easily change.

Now that we’ve discussed the Layla memory foam mattresses dual-sided and flippable technology, you are probably wondering why this mattress took the top pick of the most cooling on the list. 

The Layla memory foam mattress is made of foam that is copper-infused. The 3” layer of the copper memory foam gives the mattress its soft, plush feel. It also does something really neat – rapid cooling and body heat transfer. You see, Copper does not retain heat well, but it is highly conductive. It takes the energy, aka your body heat, and disperses it away from you. Pretty neat, huh?

The copper actually has one other cool feature – it is naturally antimicrobial. Mattresses get all kinds of germs and bacteria inside of them after a while, but the copper-infused foam layer keeps that from happening. We think that’s a great perk for such an affordable mattress.

To keep you extra cool, the removable and machine-washable cover of the Layla memory foam mattress is made of a thermo-gel that keeps the cover of the mattress nice and cool when you sleep. I think its safe to say with its multi-faceted approach to cooling technology, the Layla memory foam mattress rightfully earned this spot on our list.

While this mattress is one of the most expensive ones on this list, we definitely think the value makes it a mattress worth looking into for any budget shopper.

If you want to try it out first, the Layla memory foam mattress comes with a 120-night sleep trial, so you have plenty of time to check out both sides of your new mattress to find the right side for you. 

If you want to learn more about the Layla mattress, click here.

5. The Allswell - Best Hybrid

 The Allswell - Best Hybrid

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The Allswell mattress is one of the cheapest – if not the cheapest- hybrid mattresses on the market. In fact, it’s so cheap, the Luxe version, an upgrade from the original Allswell we are reviewing here, is still cheaper for a Queen than many of the mattresses on this very list.

If you can spend a little more money than the Zinus Green Tea requires, and need the support of individually-pocketed coils, then you should definitely be purchasing The Allswell mattress to try at home. This mattress sells for as little as $375 for a Queen. That is a crazy-affordable price for a hybrid mattress.

How do they do it, you may wonder? Well, Allswell is owned by Wal-Mart. Wal-Mart has its supply chain, manufacturing, and distribution networks on lockdown. Whether or not you like to shop there, Wal-Mart is known as the best in the business when it comes to bringing products to market – and quickly. They were able to leverage their talents to deliver an all-new mattress brand that gives the competition a run for their money.

All of this is well and good, but to want to buy an Allswell, you need to know how it feels, right? Don’t worry, this mattress is very comfortable.

The Allswell original mattress has a medium firmness to it, supported by the individually wrapped coils that make up the bulk of the mattress. The top of this mattress is charcoal and copper-infused memory foam that keeps you nice and cool at night. The charcoal and copper both act as antimicrobials, as well. The memory foam contours to your body, making sure you feel supported in all of the right places.

The Allswell is covered with a signature quilted cover, giving the mattress a very high-end look despite the incredibly low price.

This affordable option is a great pick for anyone to try, and you can do so risk-free with their 100-night sleep trial and 10-year limited warranty. Better yet: you can qualify for 0% APR through Affirm, and get one for yourself for a simple low monthly payment.

7. The Nectar Memory Foam Mattress - Best Sleep Trial

The Nectar Memory Foam Mattress - Best Sleep Trial

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The Nectar memory foam mattress is one of the most layered mattresses on this list. What do we mean by that? Well, we mean that there are many different layers of different types of foam that achieve different purposes – all to ensure that you have a great night’s sleep.

The top of the Nectar mattress has a quilted memory foam cover that is super-soft, making sure you feel happy and comfortable cuddling right into bed every night. 

The next layer is a gel memory foam that distributes both your weight and body heat around the mattress. This means heavier sleepers won’t feel like they are sinking into the mattress too much, and hot sleepers will stay nice and cool all night long. Customers are further supported by the next layer, an adaptive hi-core memory foam that provides plenty of support and ensures you don’t get that quicksand feeling.

The base layer of this mattress is nice and firm, assuring you have a super durable mattress with good edge support. This is held by the bottom mattress comfort – which ensures your mattress doesn’t slip around on your bed frame or floor the way many memory foam mattresses are wont to do.

While this isn’t the cheapest mattress on the list – it is an affordable option that has a lot of thought and science put into it to ensure that you have a great night’s sleep. Nectar is so certain you’re going to love their mattress that they have offered a 365-night sleep trial, the best one of the list of the best cheap mattresses in 2020.

Not only is nectar sure that you’re going to love their mattress, but they also are completely committed to delivering you a durable mattress that will be free from issues. So certain, in fact, that they have issued a forever-warranty for the lifetime of the mattress. 

When it comes to high-end mattresses with great levels of detail involved – the Nectar is going to be the most affordable in the category.

If that sounds like the right choice for you, Click here to learn more about Nectar mattresses.

The Best Cheap Mattress Buying Guide

What to Expect with “Budget” Options

When you are buying a budget mattress, you should expect the quality you would find testing out mattresses at the mattress store. It is true, you get what you pay for.

However, when you buy from a direct-from-manufacturer site, you are cutting out the middle man. This saves them profit, which they pass on to you as big savings. So, these mattresses are definitely not the cheap options you find at your local big-box store that is meant for college students.

Essentially, these mattresses are going to be a mid-grade quality that can still give you a great night’s sleep depending upon your preferences. If you are wanting a bit more information on what to look for when you pick a mattress, keep on reading. We go over all the considerations you should make, below. 

Cheap Mattress Risks

If you are buying a cheap mattress, you definitely may be putting yourself at risk for some other issues. This could be anything from joint pain to decreased intimacy in the bedroom. 

If you aren’t even getting good sleep, the issues could be anything from irritability, memory loss, weight gain, and even depression. Getting good and consistent sleep is one of the best things you can do for your health, which is why we have only included mattresses on this list that have sleep-trials. 

If you don’t like the mattress you originally purchase, it is very important that you return it before the sleep trial is over so that you can try a different one. Your health and sanity are far too important to be sleeping on the sleep trial if you catch our drift.

Why You Should Never Buy a Cheap Mattress From a Marketplace

If you are looking at this list and thinking to yourself, “I saw a dirt-cheap mattress on craigslist, I’m going to go buy one of those instead.” We need you to stop and read this section of the buying guide immediately.

You see, there is an entire black market that is committed to picking up cheap or free used mattresses, and putting new covers on them, making them look brand new.

These counterfeit mattresses sometimes have all the branding on them you’d expect to see, and they even come with convenient backstories such as “we are selling them cheap – we ordered too many!”

Don’t believe them – these mattresses are an actual health hazard, and one of the things you should never buy used. 

When you unknowingly buy a repurposed mattress, you are buying bed bugs, communicable diseases, bacteria, and even toxic chemicals. There is no way to know where that mattress came from.

If you have a very limited budget, try buying one of the cheapest options on our list such as the Zinus Green Tea mattress or the Aswell. While they aren’t the highest-quality mattresses out there, they will be much safer than buying a used or black/grey-market mattress.

You may even be able to shop with a company that uses such as Affirm to offer low monthly payments with 0% APR. Investing in your sleep is an investment in your health and productivity, and you need to ensure you aren’t bringing sickness or toxic fumes into your home that will affect you while you sleep.

Look at it this way, $100 extra for a nicer budget mattress straight from the manufacturer is going to be a lot more affordable than taking care of a bed bug infestation. 

The 10 Budget Mattress-Buying Factors

If you are still stuck on what mattress is the best for you, this last bit of our guide is going to help guide you in the right direction. When you are shopping for a mattress, you should look at these 10 factors individually in order to gauge what you are looking for in a mattress. Once you know what you want, the search will be much more straightforward. 

  1. Price – You can quickly weed out mattresses that are far too expensive if you set your highest price. Then, consider what you wouldn’t feel comfortable spending. Is $100 really all you can spare in investment towards your health? Probably not, so maybe set your minimum amount at $250. Once you have your high and low parameters, you will weed out a lot of options quickly.


  2. Your Sleep Position – You need to know what position(s) you sleep in the most. Look for reviewers who sleep in the same position as you – and see what they think!


  3. Your Weight – You are going to need to be honest about your weight and see if the budget mattress you are looking at can support you. Many of the all-foam versions aren’t the best for the heaviest sleepers, whereas some hybrid versions will be too firm for the tiniest among us. Be sure to consider your weight and look at the mattress specifications on the manufacturer’s website.


  4. Contour – While we have all heard a lot of beauty bloggers talk about the importance of contouring, we have a different type of contour in mind. A heavy contour – where the top layer of the mattress hugs the person’s curves – will relieve the most pressure.

    However, this also will mean a lot of motion isolation and little bounce – which some couples may not like when they get down to business. You need to define how much contouring you want before you look for the perfect mattress.

    Related: Best mattress for sex

  5. Quality – If you have allergies or skin sensitivities, it is very important to define quality for yourself. Is there a certain certification you are looking for such as CertiPUR? Or, does the cover need to be made of organic cotton? Whatever it may be – decide the quality you want for yourself and let it guide you.


  6. Firmness – You need to know what kind of firmness you like. For this, you could go to a mattress store, lay down, and chart how much you like different firmness levels. Once you buy online, you should be able to see on each site what kind of firmness is offered and thereby know if that mattress matches your needs, or not.


  7. Softness and Pressure Relief – Do you like feeling like you are sleeping on a fluffy cloud? No? Make sure you define how much softness and pressure relief you want. Beds with a super-thick comfort layer right on top may not be the best choice for you if you prefer to feel like you’re floating on top of the mattress.


  8. Edge Support – Edge support is important for couples who may get pushed to the edge on occasion, or like to do intimate positions that require the use of both the bed and floor. If you sit on the edge of the bed to get ready, this is important for you as well.


  9. Temperature – If you’re a hot sleeper, you need to make sure you get a mattress with cooling technology. Sweating all over your mattress breeds bacteria and is bad for your health.


  10. Noise – If you or your partner are light sleepers, you need to know if noise is a disturbance. If it is, a hybrid or coiled mattress may not be the best choice for you.

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